diff --git a/core/backend/apps/projects/services/quick_create.py b/core/backend/apps/projects/services/quick_create.py
index 794df01..ed77bbe 100644
--- a/core/backend/apps/projects/services/quick_create.py
+++ b/core/backend/apps/projects/services/quick_create.py
@@ -113,14 +113,16 @@ def estimate_quick_create_points(
     resolution: str,
     total_duration: int,
 ):
-    """与前端按钮预估同口径:脚本挂牌 + 默认出图×场次 + 视频挂牌秒价×时长(无引用视频)。"""
+    """与前端按钮预估同口径:脚本挂牌 + 出图粗估(1商品+每场1角色+1场景) + 视频挂牌秒价×时长(无引用视频)。"""
     from decimal import Decimal
 
     from apps.billing.pricing import quote_flat, quote_video_estimate
 
     scene_count = max(1, int(total_duration) // 15)
+    # 与 _ensure_fallback_entities / _specs_from_entities 下限对齐:商品1 + 角色1×场 + 场景1×场
+    image_count = 1 + scene_count * 2
     script_points = quote_flat(text_model, units=1, team=team).points
-    image_points = quote_flat(image_model, units=scene_count, team=team).points
+    image_points = quote_flat(image_model, units=image_count, team=team).points
     _tokens, video_quote = quote_video_estimate(
         video_model,
         aspect_ratio=aspect_ratio,
diff --git a/core/frontend/src/routes/quick-create.tsx b/core/frontend/src/routes/quick-create.tsx
index 1c19bf6..1716af6 100644
--- a/core/frontend/src/routes/quick-create.tsx
+++ b/core/frontend/src/routes/quick-create.tsx
@@ -597,7 +597,7 @@ export function QuickCreatePage({
     { ratio: aspectRatio, resolution, duration: totalDuration, refs: [] },
     billingRates,
   );
-  // 与实扣对齐:脚本(Seed 2.1 Pro 挂牌) + 默认出图挂牌×场次粗估 + 视频挂牌秒价×时长
+  // 与实扣对齐:脚本挂牌 + 出图粗估(1商品+每场1角色+1场景) + 视频挂牌秒价×时长
   const applyTeam = (raw: number) => {
     const multiplier = billingRates.multiplier || 1;
     if (!(raw > 0)) return 0;
@@ -619,8 +619,10 @@ export function QuickCreatePage({
     const listed = pointsPerImageFromCatalog(img);
     return listed != null && listed > 0 ? listed : QUICK_IMAGE_POINTS_FALLBACK;
   })();
+  // 脚本未出前粗估:1 张商品图 + 每场至少 1 角色图 + 1 场景图(与 _ensure_fallback_entities 兜底一致)
+  const estimatedAssetCount = 1 + sceneCount * 2;
   const estimatedPoints = videoEstimate.listed
-    ? videoEstimate.points + applyTeam(scriptUnit) + applyTeam(sceneCount * imageUnit)
+    ? videoEstimate.points + applyTeam(scriptUnit) + applyTeam(estimatedAssetCount * imageUnit)
     : 0;
   const shellClass = [
     "quick-create-shell",